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••• MURLYAN, ANDREY ANATOLYEVICH -
 cafe and nightclub owner (Mykolaiv)
Mr. Murlyan has been operating his business since 1998, when his first bar, “X-Files”, was opened in the Mykolaiv city centre. In January 2001 he applied to PrivatBank for a loan in the amount of USD 1,000, using the funds to buy furniture for his new bar “Domovoy”. Gra...
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••• NADZHAFOV, ALEXANDR MIKHAILOVICH -
 wholesale trade in coffee, tea, cocoa, and seasonings (Sferopol)
Mr. Nadzhafov began selling tea, coffee, cocoa and seasonings three and a half years ago at a market. In January 2007 he applied to Kredobank for his first loan in the amount of USD 20,000 to purchase a large consignment of goods. At that te he started to work with large supermarkets. In four months his turnover increased ...
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••• SCHUKINA, NINA NIKOVAYEVNA -
 veterinary pharmacy (Kiev).
Ms. Schukina started her business in 1998, when she opened a pet shop in rented premises. She received her first loan in 2001 from Bank Forum in the amount of UAH 15,000 in order to increase working capital. Since then she has become a regular client of the bank. “With the bank’s support we were able to purchase and equip our first veterinary pharmacy, where peop...
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••• SEMYONOV, YEVGENIY NIKOLAEVICH -
 hospitality industry (Beregovoye, Feodosia region)
Mr. Semyonov set up his business 20 years ago, when he sold a flat and used the funds to build the Semyonov Hotel. The hotel consists of three buildings and is situated 200 metres from the sea. Its amenities and services include a restaurant, summer caf?, gym, billiards facilities, public telephones, a playground for children, a mini-stadiu...
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